Spectrum Financial Portfolio Services
Spectrum Financial's investment strategies
were originally designed for use with mutual funds to take
advantage of the broad security diversification, cost efficiency
and ease of moving assets from a stock or bond position
to the protection of a money market fund.
The past decade, however, has seen tremendous
change within the financial industry, including a vastly
new pricing structure and the emergence of new investment
options from exchange traded funds to derivatives, stock
and currency baskets, and access to international markets
once available only to the largest investment companies.
In response to new opportunities to offer
our investment strategies in a more flexible and cost efficient
manner, Spectrum's management team helped develop proprietary
mutual funds that incorporate our multiple investment strategies
while retaining that essential ability to move to a 100%
cash position in the event of adverse market conditions.
These funds are offered through
Hundredfold Select Funds,
an innovative investment company and a leading provider
of leveraged index and alternative-class mutual funds.
Our investment team donates portfolio
management services to Hundredfold Select Funds
through Hundredfold Advisors LLC, a registered investment
advisor that is owned by a not-for-profit foundation.
Spectrum Financial also provides donated back office services
to Hundredfold Advisors.
AssetMaxx allows us to offer to Spectrum
Financial clients unique actively managed investment vehicles
that are fully compliant with and regulated by the Securities
and Exchange Commission . Because Spectrum Financial
is compensated by the funds via the 12b1 servicing fee common
to the mutual fund industry, clients pay no additional management
fees to Spectrum for this service.
Three funds are currently available to
Spectrum Financial clients:
Select Alternative Fund (SFHYX) - seeks
income and capital appreciation on a total return basis
by investing primarily in high yield fixed-income securities,
either directly or indirectly through exchange-traded funds
(ETFs), other investment companies and derivative instruments.
Select Global Fund (SFGPX) -
seeks income and capital appreciation by investing in equity
securities of foreign issuers either directly or indirectly
through American Depository Receipts, ETFs, foreign currencies,
baskets of foreign currencies, other investment companies
and derivative instruments.
Select Equity Fund (SFEOX) -
seeks income and capital appreciation by investing either
directly in securities of domestic and foreign issues or
indirectly through ADRs, ETFs, other investment companies
and derivative instruments.
Each fund is designed to be able to move
from a fully invested position to a conservative cash position,
depending on the technical trading strategies being followed.
Each fund utilizes Spectrum investment strategies to determine
how aggressive the invested position should be, using time-tested
technical analysis. As a result, active management is integrated
into the fund's daily composition.
|Before investing, please
read the Hundredfold Select Funds prospectus
for risk factors, management of the funds and the
impact of all management fees and costs. Copies
are available upon request from Spectrum Financial
or directly from
Gemini Fund services, LLC..There can be no assurance that the Funds will achieve
their objectives. The opportunity for loss as well
as profit exists with all investments.
Spectrum's Client Services Team aids clients
in determining an appropriate mix of the Hundredfold
Select Funds based on the client's risk profile and investment
objects. The resulting allocation is designed and intended
to be held long-term with periodic rebalancing among the
At no time does Spectrum Financial or
Hundredfold Advisors have access to client monies. Assets
are held in the client's name at
the custodian in which the client has chosen. Investors have ready access to their assets
and may sell part or all of their investments at the next
determined net asset value once a sell order is received.
AssetMaxx is suitable for retirement accounts, profit sharing
plans, custodial accounts, trust funds, investment portfolios
and other investment objectives. Because many transactions
within the funds will be short-term in nature, the
AssetMaxx approach is well suited to tax-deferred
accounts where taxes on gains are deferred until withdrawal