MS, Biblical Studies. NEW JERSEY INSTITUTE OF TECHNOLOGY
BSME, MS, Engineering, Finance and Management
I formed Spectrum Financial Inc. for the express purpose of investing the money of family, friends, and clients the way I would invest my own. Spectrum provides portfolio management services to individuals, IRAs, corporate pensions, profit-sharing plans, 401Ks, charitable institutions, foundations, endowments, and trusts.
As the founder of Simply Distribute Charitable Foundation, my goal was to contribute to organizations promoting microfinance, supporting third world children hospitals, building orphanages and churches, and evangelism as the way to make positive changes in this world.
My specialties include: stewardship focus, portfolio manager, investment visionary, and technical analysis.
When I am not managing my client’s wealth, I can usually be found spending time with my children and my eight grandchildren. Also, I like to auto race, compose music and play the piano at my church worship team, and surf in Costa Rica. I founded Spectrum Financial in 1986 and serve as CEO. I also serve as a portfolio manager to Hundredfold Advisors LLC.
BS Business Administration, Corporate Finance
I like to give back to the community; I serve as the Chairman of Simply Distribute Foundation, a public charity, whose mandate is to distribute nearly all contributions annually. The charity has distributed to 8 named charities in excess of $6 million dollars in the areas of education, medical services, micro finance, and evangelism.
I began working with Spectrum in 1988 as a financial planner. Currently I develop and maintain corporate structure, efficient back office operations, and a comprehensive compliance program. Spectrum provides portfolio management services to individuals, IRAs, corporate pensions, profit-sharing plans, 401Ks, charitable institutions, foundations, endowments, and trusts.
Organizations I have spoken to include National Association of Active Investment Managers (NAAIM) Regionally Meetings, NAAIM Uncommon Knowledge Annual Meeting, the Old Dominion University Finance Club, and Hampton Roads Chamber of Commerce.
My specialties include: organizational structure, business finance, company leadership, and stewardship visionary.
Outside the business world, I enjoy spending time with my husband and my 5 children and 4 grandchildren. I recently began competing in 5k-10k running events and completed my first Sprint Triathlon July 2015, and my first Half Marathon October 2016.
BA, Social Sciences/Economics
I review market data, trends, sentiment and perform ongoing analysis of existing investment strategies for effectiveness in meeting the goals of Spectrum’s investment philosophy. Spectrum provides portfolio management services to individuals, IRAs, corporate pensions, profit-sharing plans, 401Ks, charitable institutions, foundations, endowments, and trusts.
What drives me to wake up every morning and go to work? Proverbs 13:22 states, “A good person leaves an inheritance for their children’s children…” My desire is to help others achieve this goal of positively affecting their lives and their family tree.
Prior to joining Spectrum Financial in 2007, I was a securities advisor with a regional brokerage firm before shifting in 1993 to a large national brokerage firm. There, I became the Senior Technical Analyst of the technical analysis department. In 2005, I established my own firm that published daily market commentaries as well as being a regular contributor to a nationwide investment industry magazine. During this time, I worked with individuals and institutions, advising matters related to technical analysis trading methods. Over the years, I have developed numerous proprietary indicators and analysis techniques that attempt to enhance portfolio returns in various investments and market cycles.
My specialties include: strategist, portfolio manager, writer of market commentaries, and Chartered Market Technician.
When I am not researching for investment strategies, I can usually be found spending time with my wife, my four children and my dogs. Also I like to stay active in my church and local Virginia Beach community.
BSBA, Finance & Business Management
I graduated from the Strome College of Business at Old Dominion University with a degree in Finance and Business Management, and a focus on investment management and leadership. While at Old Dominion, I was part of an elite group of students that managed the school portfolio in excess of $100,000. While under our management the portfolio saw solid gains, and was able to beat the Standard & Poors 500 Index. Since graduation, I have written articles for the Motley Fool, served as a buy side analyst and associate portfolio manager, advised on Investment Committees for multiple small investment firms, and coordinated trading on a global level for one of the world’s largest investment management organizations.
What drives me to wake up every morning and go to work? Every day is a new day and you never know what it will bring. The financial markets never cease to surprise, so helping clients sleep better at night by managing their downside risk is what we are all about. As Thomas Edison once said, “If there’s a way to do it better… Find it.”
My specialties include: Multi-asset portfolio management, in-depth security research and analysis, portfolio construction and optimization, strategy development and implementation, manager selection and due diligence, and behavioral finance.
When I am not reading, researching, and strategizing, I am hopefully travelling to faraway lands and exploring different cultures. Time with my family grounds me and staying active keeps me young. When there is time to spare, I am likely designing furniture or making grand meals with friends. I maintain an active role in enhancing the local community and supporting the arts, and serve as a member of the Downtown Norfolk Council.
BS in Marine Biology
What drives me to wake up every morning and go to work?
I love talking with clients.
I believe every conversation is a learning experience for all involved. At Spectrum, we know that every client is unique and has a different set of goals. I want to help clients in every way possible to attain those goals. The financial services world is a never-ending and ever-changing landscape and even with my many years of experience, I learn something new every day and that makes what I do fun and challenging at the same time. At Spectrum, we have feeling and intention that we can make a difference in the world…and we do just that!
My specialties include: mutual fund analyst, portfolio strategist, client relationships, client communications, and portfolio construction.
Outside the business world, I enjoy spending time with my wife Tracy, and my 5 children, watching them play different sports, going to the beach and playing games. I also enjoy helping my church as the Treasurer/Coordinator, surfing, basketball, bicycling, reading, art and photography. I have traveled throughout the world and would encourage others to do the same.
Theatre, field hockey, Alpha Omega Phi Tri Y, DECA.
I am currently the Client Services Associate at Spectrum Financial. I was customer service certified at the age of 18 from 2007 to 2010. My credentials involve experience in processing and resolving financial requests, paperwork administration, professional interaction with clients, report creation, and data entry. Also, being the oldest of seven children by eight years, I helped raise them. I know what it means to be handed a challenging situation and turn it into a positive outcome by dedicating my life to hard work, discipline and accountability. These very same qualities I learned in life by helping at home, I have transferred over into every aspect of my life.
I am highly organized, self-motivated, and responsible. Some of my best characteristics are having initiative and time management skills. I learned very early through theatre what it means to be a team player. Also, playing sports growing up, more specifically, cheerleading and field hockey, really attributed to learning about reliability while contributing as a member of something bigger than just myself. I do my best work mid-day and enjoy theatre, acting, and attending conventions.
Communications, Marketing, Public Relations, and Marketing Management
I am currently the Business Development Team Leader at Spectrum and the Vice President and Board Member of the National Association of Active Investment Managers. In the fall of 2013 I received Series 7 and 63 certifications. My credentials involve experience in establishing, maintaining, and building client relationships, performing market research and analysis, developing marketing campaigns and materials, exploring and discovering business opportunities, communicating with current and prospective clients, and overseeing the Orion Database.
I do my best work in the morning and enjoy fitness and learning about new things every day.
Marketing & International Business
I am currently a Marketing Specialist on the Business Development Team at Spectrum, assisting with public relations, designing investor content, creating contact pipelines, and investor relations. My main goal is to provide assistance in creating and carrying out Spectrum’s Business Development Plan and to learn about trading in order to contribute with strategies and ideas that add value to the Company.
My credentials involve experience in researching and summarizing different cultures and business environments, with a focus in Latin America and the Caribbean region. On the Marketing end, I have learned the fundamentals of marketing, research and consumer behavior, studying other areas like advertising, professional selling, negotiation and multi-national marketing; all with an ethical orientation in a global marketing environment.
As a student athlete, I have learned that hard work, discipline and perseverance enhance a person’s natural capabilities and develop the ability to make the best decisions, even under pressure.
Electronics Technology & Information Systems
TIDEWATER COMMUNITY COLLEGE
A.S., Electronics Technology
Bachelor of Science (BS), Physics
Before joining Spectrum, I served in the US Army as a musician and Information Management Officer at the Navy School of Music. After retiring with 22 years of service, I was a Microsoft Consultant at USAA. In addition to IT responsibilities at Spectrum, I also assist the Investment Services Team with research and data analysis with a focus on strategic development and evaluation. I am responsible for the design, purchase, and control of the network, servers, workstations, application installation and integration, and application training.
What drives me to wake up every morning and go to work is solving technology problems and finding better ways to manage Spectrum’s important market and client data.
My credentials involve extensive experience in Microsoft Office productivity integration to enhance data visibility and sharing in an office environment. I also have experience designing data connections between numerous applications such as Microsoft Access, Excel, Word, Advent Axys, SharePoint, Outlook, and websites. I enjoy bringing new solutions amidst the changing technology parameters in our industry.
My specialties include: web design, Microsoft VBA, SharePoint, and InfoPath.
Outside the business world, I enjoy photography, website development, and worshipping at Colonial Baptist Church in Virginia Beach with my wife Carol. I am also a member of the Hampton Roads Metro Band as the trumpet section leader and the webmaster. I have three children and two grandchildren.
Network & System Administration
VIRGINIA WESLEYAN COLLEGE
Bachelor's Degree, Business Administration and Management
Before joining Spectrum, I was a Field Administrator at Newport News Shipbuilding through Kelly Technical Services. Before that, I gained experience as an IT Services representative at TEKsystems. In addition to IT responsibilities at Spectrum Financial, I often assist with internal and external client needs, and have a robust knowledge of how each department works in order to better maintain the functionality of all workstations and server equipment. I am responsible for SharePoint environment support, virtual and cloud backups, and Bloomberg terminal support.
Technology is my passion. It is what drives me to wake up every morning and go to work.
My credentials involve extensive technical experience, systems support, business development, facilitating client accounts, and trading. I enjoy bringing new solutions to the table and I am often considered as the cross team go-to guy. My specialties include: web design, Microsoft VBA, SharePoint, and database management.
Outside the business world, I enjoy spending time with my family. Morning routines always start with Bloomberg and Fox Business News. My hobbies include: running, surfing, boating, working on cars, and playing bass. Costa Rica is my favorite remote destination. I support charities such as Compassion International and my local church.
I began working with Spectrum in 1990 as an Insurance Tech and Receptionist. Throughout my career at Spectrum, my responsibilities evolved and now, I assist in maintaining the Company’s accounting systems, human resources administration as well as the day to day operations. Spectrum provides portfolio management services to individuals, IRAs, corporate pensions, profit-sharing plans, 401Ks, charitable institutions, foundations, endowments, and trusts.
My specialties include: office operations, accounting, research, and personnel administration.
Outside the business world, I enjoy spending time with my husband. My hobbies include reading, traveling, modern quilting, and the restoration of vintage sewing machines.
Bachelor of Arts, Political Science (Phi Sigma Alpha, National Political Science Honor Society)
As a compliance specialist at Spectrum Financial, I research and analyze law sources such as statutes, legal codes and regulation interpretations, perform risk analysis studies in order to maximize protection of clients’ assets, and conduct quarterly staff training meetings. Spectrum provides portfolio management services to individuals, IRAs, corporate pensions, profit-sharing plans, 401Ks, charitable institutions, foundations, endowments, and trusts.
Prior to joining Spectrum Financial, I was an Assistant Operation Manager before obtaining a Financial Consultant role in 1982 at Merrill Lynch. Starting in 1990, as the Vice President of Investments for Signet Bank, I worked the next ten years on the Eastern Shore and Southeastern Virginia. I joined AXA Advisors in 2000 as Branch Compliance manager.
When I am not motivating clients and staff to insure compliance, I can usually be found spending time with my wife, my five children and grandchild. Also I like to play golf and spend time at the beach.